Business And Finance Front

  • Money And Finance

    How To Save Time And Money This Tax Season

    (NAPSI)—Tax season is upon us, and you should have received all the documents needed to file your taxes and (hopefully) get a refund. To help reduce the stress that comes with filing taxes, Glinda Bridgforth, a leading financial expert who explores the emotional and cultural factors that block financial success, identifies a few ways to save time and money this tax season:1. Get organized. Whether you visit a tax professional or do it yourself, gather all documents ahead of time, such as your employer W-2s and any 1099 forms you may receive for interest income, retirement plans, or gig work such as driving for Uber. Don’t forget to check your online accounts where you might need to download tax documents.“Avoid the panic and stress that comes from disorganization,” says Bridgforth. “Also, look at last year’s return, which can serve as a good guide.”2. Start (and finish) early. Don’t wait until April. Starting the process early will let you get organized, and have more time if you need it. Filing early will not only help you get your refund faster, it may also help you avoid tax-related identity theft since you will already have filed using your own Social Security number before someone else tries to. Speaking of identity theft…3. Watch out for scams. Where there’s money there’s a con, and criminals have become very good at exploiting tax season. Be wary of threatening phone calls from “IRS agents” and phishing e-mails “from the IRS” seeking your personal information. Also, while all tax preparers and DIY websites aim to minimize taxes and maximize refunds, beware of promises for more than your fair share. Unscrupulous “tax preparers” entice unsuspecting taxpayers with hopes of a high refund, only for them to lose it all. The IRS just launched “Identity Theft Central” (IRS.gov/identitytheft) to help taxpayers report identity theft and learn how to protect themselves against crimes.4. Get all your tax breaks. Did you get married? Have children? Change jobs? Take all the deductions you deserve.“Even if nothing has changed in your life, you may have missed credits in the past that you’re entitled to,” notes Bridgforth. “For example, according to the IRS, one in every five eligible workers fails to claim the Earned Income Tax Credit (EITC).”If you find out you qualify for the EITC this year and didn’t claim it in the past, you can even file amended returns for 2016, 2017, or 2018. The IRS provides a wealth of this type of information online at IRS.gov/eitc.5. Look for tax prep discounts and promotions, then use direct deposit. The full service tax prep companies, as well as the DIY websites, are competing for your business, so be sure to shop around and look for coupons or rebates to find the best deal. Many free options are also available to those who qualify. Just go to IRS.gov/freefile to check eligibility.And for the fastest and most secure delivery of your tax refund, opt for direct deposit instead of a check.“If you don’t have or don’t qualify for a traditional branch bank account, there are new digital options to consider,” says Bridgforth. “Several FDIC-insured digital bank accounts and prepaid debit cards are available to open online or on your mobile phone, such as Green Dot Bank’s Unlimited Cash Back Bank Account, or Intuit’s Turbo Card prepaid debit card for those who use TurboTax.”In addition, if you direct deposit your federal tax refund into your Green Dot account, not only will you get it faster, you’ll be entered in the Green Dot Extreme Tax Sweepstakes for a chance to win one of fifty $1,000 prizes. Details and official rules can be found at greendot.com/ExtremeTax.

  • Money And Finance

    The 2 Keys to America's Improved Retirement Score

    (NewsUSA) - Credit increased savings - and something else that doesn't get talked about enough - for American investors being better prepared financially for retirement.

  • Money And Finance

    Gen Z and Taxes: There’s an App for That [Video]

    Sorry, but your browser does not support the video tag.

Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




Pet Central

pets

Having a pet is a lot of responsibility, and we’ll help by giving you lots of tips and tricks! More >>

Fitness

Fitness

Our fitness articles will help teach you how to work out with gym- and home-based exercises. More >>

Crosswords

Crosswords

Enjoy the crosswords challenge in our free daily puzzles, from the harder Sunday crossword to the quicker daily. More >>

Sudoku

Sudoku

Every Sudoku has a unique solution that can be reached logically. Enter numbers into the blank spaces so that each row, column and 3x3 box contains the numbers 1 to 9. More >>




Friday 02/14/2020
How To Save Time And Money This Tax Season
Updated: February 16, 2020 - 2:30 am

(NAPSI)—Tax season is upon us, and you should have received all the documents needed to file your taxes and (hopefully) get a refund. To help reduce the stress that comes with filing taxes, Glinda Bridgforth, a leading financial expert who explores the emotional and cultural factors that block financial success, identifies a few ways to save time and money this tax season:


1. Get organized. Whether you visit a tax professional or do it yourself, gather all documents ahead of time, such as your employer W-2s and any 1099 forms you may receive for interest income, retirement plans, or gig work such as driving for Uber. Don’t forget to check your online accounts where you might need to download tax documents.


“Avoid the panic and stress that comes from disorganization,” says Bridgforth. “Also, look at last year’s return, which can serve as a good guide.”


2. Start (and finish) early. Don’t wait until April. Starting the process early will let you get organized, and have more time if you need it. Filing early will not only help you get your refund faster, it may also help you avoid tax-related identity theft since you will already have filed using your own Social Security number before someone else tries to. Speaking of identity theft…


3. Watch out for scams. Where there’s money there’s a con, and criminals have become very good at exploiting tax season. Be wary of threatening phone calls from “IRS agents” and phishing e-mails “from the IRS” seeking your personal information. Also, while all tax preparers and DIY websites aim to minimize taxes and maximize refunds, beware of promises for more than your fair share. Unscrupulous “tax preparers” entice unsuspecting taxpayers with hopes of a high refund, only for them to lose it all. The IRS just launched “Identity Theft Central” (IRS.gov/identitytheft) to help taxpayers report identity theft and learn how to protect themselves against crimes.


4. Get all your tax breaks. Did you get married? Have children? Change jobs? Take all the deductions you deserve.


“Even if nothing has changed in your life, you may have missed credits in the past that you’re entitled to,” notes Bridgforth. “For example, according to the IRS, one in every five eligible workers fails to claim the Earned Income Tax Credit (EITC).”


If you find out you qualify for the EITC this year and didn’t claim it in the past, you can even file amended returns for 2016, 2017, or 2018. The IRS provides a wealth of this type of information online at IRS.gov/eitc.


5. Look for tax prep discounts and promotions, then use direct deposit. The full service tax prep companies, as well as the DIY websites, are competing for your business, so be sure to shop around and look for coupons or rebates to find the best deal. Many free options are also available to those who qualify. Just go to IRS.gov/freefile to check eligibility.


And for the fastest and most secure delivery of your tax refund, opt for direct deposit instead of a check.


“If you don’t have or don’t qualify for a traditional branch bank account, there are new digital options to consider,” says Bridgforth. “Several FDIC-insured digital bank accounts and prepaid debit cards are available to open online or on your mobile phone, such as Green Dot Bank’s Unlimited Cash Back Bank Account, or Intuit’s Turbo Card prepaid debit card for those who use TurboTax.”


In addition, if you direct deposit your federal tax refund into your Green Dot account, not only will you get it faster, you’ll be entered in the Green Dot Extreme Tax Sweepstakes for a chance to win one of fifty $1,000 prizes. Details and official rules can be found at greendot.com/ExtremeTax.

more »
The 2 Keys to America's Improved Retirement Score
Posted: February 14, 2020

(NewsUSA) - Credit increased savings - and something else that doesn't get talked about enough - for American investors being better prepared financially for retirement.

more »
Thursday 02/13/2020
Gen Z and Taxes: There’s an App for That [Video]
Posted: February 13, 2020

more »
Get Kids Access To Dental Care
Updated: February 15, 2020 - 2:32 am

(NAPS)—Here’s something many parents may be surprised to learn: tooth decay is the most common preventable chronic disease among children in the United States.


The Problem
If left untreated, it can hurt more than your kid’s mouth. Your child’s physical and social development—as well as his or her school performance—can also be affected. More than 51 million school hours are lost each year due to dental-related illness. Kids with healthy teeth have fewer sick days and less distractions from learning.


The Good News
Parents may be surprised to find that getting their child’s teeth checked is easier and less expensive than they think. Under Medicaid and the Children’s Health Insurance Program (CHIP), essential health care services like preventative care and dental health are covered. For more than 20 years, CHIP has been instrumental in reducing the number of uninsured children to historic lows. Medicaid and CHIP cover more than one-third of all children in the U.S. and have helped insure 95 percent of the nation’s children—an estimated 35.5 million currently are covered.


How It Works
Dental coverage includes access to regular check-ups, x-rays, fluoride treatments, dental sealants, fillings and more.


Parents can look online to see whether their children are eligible. In most states, children and teens up to age 19 can enroll. Depending on income, many families qualify for free or low-cost health coverage. In general, children and teens in a family of four earning up to $50,000 a year—and in some places more—may qualify for Medicaid and CHIP.


Children and teens can stay covered for as long as they qualify. Families can enroll at any time of the year, but need to renew coverage each year.


More Good News
Even if your application for Medicaid and CHIP has been denied before, you and your children may now be eligible. Parents may qualify for Medicaid as well, but you don’t have to be eligible for your child to get coverage.


Who Can Help
More kids can be covered with the help of Medicaid and CHIP. With that as the goal, the Connecting Kids to Coverage National Campaign, a national outreach and enrollment initiative, informs families with children and teens about Medicaid and CHIP eligibility. Families enroll through their states. Call 1-877-KIDS-NOW or visit InsureKidsNow.gov to be connected to program offices in your state.


Learn More
For more information and to see eligibility requirements, visit www.InsureKidsNow.gov.

more »
Wednesday 02/12/2020
Protect Yourself From Social Security Scams
Updated: February 14, 2020 - 2:43 am

(NAPSI)—Calls and e-mails from scammers pretending to be government employees are widespread. Social Security phone scams are the #1 scam reported to the Federal Trade Commission. Chances are you, a friend, or a family member have received a call like this.


You don’t have to be receiving benefits to become a victim. You may get a call saying there is a problem with your Social Security number or account. Everyone, regardless of age, income, and geography, is at risk. Scammers will try to scare and trick you into giving them your personal information or money.


Is It A Scam?
The best way to protect yourself and your money is to recognize a scam. Scammers use intimidating language and often offer a “solution” to fix what they say is a serious problem with your Social Security number or account. How can you tell when it’s a scam? Social Security will not:


•    Say your Social Security number has been suspended.
•    Promise a Social Security benefit approval or increase in exchange for information.
•    Call to demand an immediate payment.
•    Insist you pay a debt without the ability to appeal the amount you owe.
•    Require payment by retail gift card, pre-paid debit card, Internet currency, wire transfer, or by mailing cash.
•    Ask for your personal information.


Scammers prey on your fears. The stories they tell you would scare anyone. No matter how horrible the story, if they do anything above, it’s a scam.


What Should You Do?
If you receive a suspicious call, the safest thing for you to do is:


1.    Hang up!
2.    Don’t share personal information or make a payment.
3.    Report the scam to the Social Security Administration’s Office of the Inspector General at https://oig.ssa.gov.


And, if you receive such threats via e-mail, delete the e-mail and do not click on any links or download any attachments. Even if the e-mail or an attachment contains Social Security’s seal or names of real people, ignore it. Then, report the scam.


Other Tips
How about if Social Security needs to contact you? Generally, they will mail you a letter and only contact you by phone if you have requested a call or have ongoing business with them.


Usually, Social Security will mail you a letter that contains telephone numbers for contacting them. You can also contact Social Security by calling 1-800-772-1213 or visiting SSA.gov.


Scammers are always looking for the next way to trick someone. No matter how someone might try to scam you, learning the warning signs shared here can go a long way to protecting yourself and someone you care about from identify theft and financial loss.


If you think you have been scammed, don’t be embarrassed. Report the scam to Social Security’s Office of the Inspector General at https://oig.ssa.gov and share this important information with your family and friends.

more »
Millennials May Be Getting A Bad Rap When It Comes to Money
Posted: February 12, 2020

(NewsUSA) - Maybe it's time to reconsider what you thought you knew about Millennials.

more »
5 Important Financial Decisions: Should You DIY or Hire a Pro?
Posted: February 12, 2020

(StatePoint) Financial decisions can have a big impact on your future and the future of your loved ones. Good financial decisions you make on your own can save thousands of dollars, but according to experts, there are some decisions that may be better left to the professionals.

more »
Friday 02/07/2020
3 Ways to Weather the 2020 Tax Season
Posted: February 07, 2020

(StatePoint) Over half of U.S. adults say financial stress negatively impacted their personal health and work performance in 2018, according to new research from Lincoln Financial Group. When it comes to tax season, preparation is key to easing anxiety, according to experts.

more »
Wednesday 02/05/2020
Three signs it’s time to switch online tax prep services
Posted: February 05, 2020

(BPT) - For most Americans, their tax refund is the biggest single financial transaction of the year. The stakes are high to get every credit, deduction and dollar they deserve — with the combination of a great price for tax preparation and the expert human help they need. Do-it-yourself (DIY) filers should consider switching their online tax prep services to H&R Block® if they experience any of these three signs.

more »
How to Improve Your Financial Health in 2020
Posted: February 05, 2020

(StatePoint) The first months of the year are a great time to build a plan to achieve your financial health goals. Here are some tips to help you get started:

more »
Tuesday 02/04/2020
Reading Potpourri: Domestic Thriller, Historical Fiction, Guide For How To Learn, And Touching Memoir Of Survival
Updated: February 13, 2020 - 2:33 am

“Behind Every Lie” by Christina McDonald

(NAPSI)—If you can’t remember it, how do you prove you didn’t do it?


Eva Hansen wakes in the hospital after being struck by lightning and discovers her mother, Kat, has been murdered. Eva was found unconscious down the street. She can’t remember what happened, but the police are highly suspicious of her.


As Eva unravels her mother’s carefully held secrets, she soon realizes someone doesn’t want her to know the truth. And with violent memories beginning to emerge, Eva doesn’t know whom to trust.


McDonald has crafted another “complex, emotionally intense” domestic thriller, told in alternating perspectives from Eva’s search for answers and Kat’s mysterious past. It’s an excellent choice for fans of Lisa Jewell’s “I Found You” and Karin Slaughter’s “Pieces of Her.” From Gallery Books, purchase at http://bit.ly/36TGAE4.

“Faith on Fire” by Deborah Curtin

This book engulfs the reader in a turbulent time in American history where no one ever really knows who is friend or foe. Robert makes a daring rescue of his brother after the family receives his cryptic letter from the respite home. Many unanswered questions lead to strife and a discord between his mother and father.


As the Civil War begins, Robert is determined to do his part. When he fails, he questions his luck. He then realizes his father, in underhanded ways, is steering Robert’s life choices. Laced with spies, secret messages, gritty players, and split loyalties, the book is a captivating depiction of a family and the consequences of war, with characters wrestling with morality. Purchase at http://bit.ly/2qDQ72i.


“The Key Skill of All Skills: Learn How to Learn”  By David Myers
 
A must for anyone seeking career, education, or personal life betterment. Everything you read continually puts anything you don’t understand in perspective with what you already know. That’s the active ingredient. Using the right anecdotes and analogies at the right times is trickier than it looks. When you acquire and master that key skill featured here, you retain and use information better, are more productive, may be less likely to develop Alzheimer’s disease unless genetically predisposed, and perhaps even alleviate other disorders. This book isn’t just education, business, or personal growth training; it makes everything you’ve learned and experienced work better for you. Something for the whole family. Purchase at https://amzn.to/2O5q1yh.

“Epic Solitude: A Story of Survival and a Quest for Meaning in the Far North” by Katherine Keith

After fleeing her life in Minnesota as a young adult for an idyllic and rustic existence in Alaska, and then suffering the loss of her husband and infant daughter in the Far North, Keith’s quest for healing and meaning began. While independently raising her second daughter, Keith found the solace she sought in athleticism and solitude as a competitive dog-musher traversing thousands of miles of Alaska’s tundra.


This powerful and touching story of one woman fighting her way out of trauma into freedom is excellent for fans of Cheryl Strayed’s “Wild” and John Krakauer’s “Into the Wild.” From Blackstone Publishing, purchase at https://amzn.to/39SeD1F.

• BookBites is a continuing series bringing readers information and ideas for their next read. For more reading ideas, visit BookTrib.com and subscribe to the weekly newsletter.

more »
Monday 02/03/2020
What Does a Recession Mean for You? 6 Ways to Protect Your Future
Posted: February 03, 2020

(StatePoint) Financial experts agree that no one is completely immune from risk when a recession occurs, and that an economic downturn can have a significant impact on your personal and financial situation. However, they also agree that it is important to avoid panicking and to remain focused on your long-term financial plans and strategies.

more »
Friday 01/31/2020
Tax Refund Money Vital to American Families [Video]
Posted: January 31, 2020

more »
New Kind Of Insurance Policy May Change A Family’s Future
Updated: February 13, 2020 - 2:33 am

(NAPSI)—Growing a family starts a new chapter of life. And in 2020, parents may feel like it’s more than a chapter: It’s a whole new book. Each chapter has high expectations (and a price tag), including Parenting Styles; Keeping Baby Healthy; What to Eat; What to Wear; School—Public, Private or Home; Minding Your Money; Investing for Your Future (and Theirs); and so many more. The cost of raising a child becomes clearer and clearer.


Truth is, your bundle of joy adds about $13,000 a year to your budget through age 17, and that doesn’t include the cost of a college education (source: Bureau of Labor and Statistics, Consumer Expenditures Survey). Whether the new member of your family is two weeks, two years, 12 or 22 years old, you’re always evaluating your and their financial future. Are you well insured? Saving and investing for your retirement? Planning for their education?


And a recent survey of American parents reveals a new concern: A third of parents (33%) worry their children may suffer from infertility in the future.*


One in eight U.S. couples will face a diagnosis of primary infertility—the inability to become pregnant after a year of trying without contraception (source: 2006-2010 National Survey of Family Growth, Centers for Disease Control). LifeSpring Insurance Services and The Harris Poll conducted an online survey of over 2,000 U.S. adults age 18+, asking Americans about their attitudes toward issues connected to growing a family and dealing with infertility. In fact, when you ask individuals how they’ve been affected, primary infertility has caused more than a quarter of Americans/their families to seek treatment for it.*


Most Americans think treatments should be affordable for anyone who needs it*, and the founders of Life-Spring Insurance Services, Jason Muesse and Eugenie Shea, agree. It’s why they spent years designing an affordable policy that’s currently available in Texas with plans to expand to other states in 2020. Their goal is to help ensure the next generation has access to healthcare treatments for primary infertility, should they need it. “Seeing friends and family experience the physical, emotional and financial stress of treating primary infertility drove me to analyze how insurance could help,” says LifeSpring CEO Jason Muesse. “It took five years to research and design this policy, and we believe it can help solve the financial stress of infertility for the next generation of parents.


“We are removing the stressful financial barrier between tomorrow’s young couples and their dreams of family,” Muesse adds.


Shea, too, is passionate about innovating how healthcare costs, like infertility, are insured because they can improve a family’s quality of life and give financial security. “Coping with infertility and deciding how to pay for treatments can be paralyzing, and the cost of treatment may stop some families from pursuing having children. We want to change this because we believe that giving others the opportunity for a family is the greatest gift,” Shea says.


The Harris Poll survey also found a majority of parents say giving their children an opportunity to become parents is important. Even among parents of kids under 18, nearly half—45%—would be interested in a health insurance policy to protect their children from future primary infertility.


Because LifeSpring is dedicated to changing how treatments for primary infertility are insured for the next generation, its innovative early-life approach offers today’s adults an opportunity to give the next generation hope and the financial resources to pursue it. Its unique, deferred-benefit policy gives future generations facing primary infertility the financial resources to have their own biological children without the significant personal expense.


Survey Methodology: Two surveys were conducted online within the United States by The Harris Poll on behalf of LifeSpring: *October 15-17, 2019 among 2,018 U.S. adults ages 18 and older among whom 1,172 are parents, and ** September 19-23, 2019 among 2,076 U.S. adults ages 18 and older among whom 819 are parents of children 18 and under. These online surveys are not based on a probability sample and therefore no estimate of theoretical sampling error can be calculated. For complete survey methodology, including weighting variables and subgroup sample sizes, contact LifeSpring Insurance Services.

more »
Thursday 01/23/2020
6 Tips for Avoiding Emotional Spending
Posted: January 23, 2020

(StatePoint) Decisions about spending money are often driven by emotions, even if what your heart is telling you goes against logic. Emotional financial choices may provide you with short-term happiness, but they are just as likely to result in long-term regret or debt.

more »
Wednesday 01/22/2020
Five To-Do’s To Take Your Basement From Unlivable To Lovable
Posted: January 22, 2020

(NAPSI)—Look up “basement” in the dictionary and you’ll see cellar, vault—even crypt. But with a little effort and some design flair you can make your basement come alive—and reclaim valuable living space.

more »
What Makes A School Great
Posted: January 22, 2020

(NAPSI)—Great learning environments elude easy definitions. They come in all different shapes—traditional public schools, public magnet schools, public charter schools, private schools, online academies, and homeschooling programs. Perhaps the best definition is this: A great school is one in which students are academically challenged, equipped to be a good citizens and persons, and inspired to greatness.

more »
Tuesday 01/21/2020
Better savings in 2020: How DIY tax filers can save money
Posted: January 21, 2020

(BPT) - As the holiday season comes to an end, another important season begins for most Americans — tax season. It’s time to take a break from holiday overspending and start improving your money-saving skills. The good news is, filing your own taxes can be an easy first step in that direction.

more »
Monday 01/20/2020
Anxious About the Economy? New Survey Reveals Your Next Steps
Posted: January 20, 2020

(StatePoint) Economic analysts increasingly predict that the U.S. will soon experience a recession, and a recent survey by CFP Board/Morning Consult shows many Americans agree: 55 percent of respondents believe a recession will occur in the next year. Roughly three quarters of respondents said an economic downturn would affect their household, with more than a third projecting it would have a major impact.

more »
Friday 01/17/2020
Expanded Pre-AP Access Coming To A School Near You Next Fall
Posted: January 17, 2020

(NAPSI)—Exciting changes for students are coming to the College Board’s Pre-AP Program in the 2020-21 school year. After two years of partnership with more than 200 schools, the Pre-AP Program is expanding nationwide, making the program available to all schools and giving more students the opportunity to grow and prepare for college and career.

more »
Hollywood Legends Recruit Military Caregiver Champions
Posted: January 17, 2020

(NAPSI)—Academy Award winner Tom Hanks is rallying the nation behind America’s military caregivers with help from the legacy of a legend, Bob Hope. Hanks launched the Military Caregiver Champion program with the Elizabeth Dole Foundation to fund resources for the 5.5 million Americans voluntarily caring for a loved one who was wounded, made ill or injured through military service. Hope’s daughter, Linda Hope, was the first to join the campaign, donating $1 million on behalf of the Bob and Dolores Hope Foundation.

more »
Wednesday 01/15/2020
How to Get Your Taxes Done Without Stepping into an Office [Video]
Updated: January 23, 2020 - 2:50 am

more »
3 Financial Planning Trends to Look for in 2020
Posted: January 15, 2020

(StatePoint) The latest financial planning trends anticipated by industry experts will have important implications for consumers.

more »
Tuesday 01/14/2020
New Survey Shows How Debt Impacts Financial Habits
Posted: January 14, 2020

(NAPSI)—At a time when Americans hold a record $14 trillion of debt, including mortgages, credit card and student loan debt, according to the New York Federal Reserve, Americans may still be doing better than they realize when it comes to debt.

more »
3 Tips for Greater Financial Health and Happiness in 2020
Posted: January 14, 2020

(StatePoint) What tops most New Year’s resolutions lists? You guessed it. Greater health and happiness. But what most Americans don’t consider is that financial health can be equally, if not more important to overall happiness than other resolutions, such as starting a new diet or joining a gym.

more »
Monday 01/13/2020
New Survey Shows How Debt Impacts Financial Habits
Posted: January 13, 2020

(NAPSI)—At a time when Americans hold a record $14 trillion of debt, including mortgages, credit card and student loan debt, according to the New York Federal Reserve, Americans may still be doing better than they realize when it comes to debt.

more »
Wednesday 01/08/2020
SPSAT/NMSQT Score Release Provides Students And Educators With Tools And Learning Opportunities
Posted: January 08, 2020

(NAPSI)—Every autumn, more than 4 million sophomores and juniors take the PSAT/NMSQT. When students get their test results in December, they get much more than a score—they get an invitation to productive practice and a connection to distinct benefits and opportunities to support their journey to college.

more »
Sunday 01/05/2020
DIY Tax Filers Focused on Saving Money [Video]
Updated: January 07, 2020 - 2:57 am

more »
Tuesday 12/31/2019
America the risk-averse: Exploring people’s comfort level with financial risk
Posted: December 31, 2019

(BPT) - When it comes to finances, Americans have a tendency to play it safe and are generally risk averse. According to the latest findings from Northwestern Mutual’s 2019 Planning & Progress Study, nearly three-quarters of Americans (72%) report they are more comfortable reducing risk to ensure the safety and stability of their savings and investments, even if it means the potential for lower returns.

more »
Monday 12/23/2019
A Desire to Live Debt-Free Spurs Many New Year's Resolutions
Posted: December 23, 2019

(NewsUSA) - With the start of a new decade just around the corner, Americans are feeling optimistic about their current and future financial situation, but reducing the burden of personal debt will be a priority for many who acknowledge they bit off more than they could chew in 2019.

more »
A Desire to Live Debt-Free Spurs Many New Year's Resolutions
Updated: January 09, 2020 - 2:50 am

(NewsUSA) - With the start of a new decade just around the corner, Americans are feeling optimistic about their current and future financial situation, but reducing the burden of personal debt will be a priority for many who acknowledge they bit off more than they could chew in 2019.

more »
Friday 12/20/2019
Make Planning to Pay for College a New Year’s Resolution
Posted: December 20, 2019

(StatePoint) When it comes to financial resolutions, a new survey suggests that creating a plan to pay for college should be top of mind for more families.

more »
Wednesday 12/18/2019
Help For The Self-Employed
Posted: December 18, 2019

(NAPSI)—Whether you run a part-time business, do freelance work, or own your own business, you’re in good company. About 16 million adults in America work for themselves, and nearly half that number are baby boomers.

more »
What Is Lurking In The Pork Sold At Walmart Stores?
Posted: December 18, 2019

(NAPSI)—When Sir Alexander Fleming discovered penicillin in 1928, the average U.S. life expectancy was around 57 years. Today, largely thanks to the era of antibiotics that he created; life expectancy now stands at 79.

more »
Tuesday 12/17/2019
Six Tips For Managing Your Investments Through Divorce
Posted: December 17, 2019

(NAPS)—Not only can financial problems in a marriage be a significant factor in a couple’s decision to get a divorce, the financial fallout from divorce can leave spouses struggling to pick up the pieces.

more »
Social Security’s Ticket To Work Program: Celebrating 20 Years Of Career Development And Support
Posted: December 17, 2019

(NAPSI)—December 17 marks the 20th anniversary of the Ticket to Work and Work Incentives Improvement Act—legislation that established the Ticket to Work (Ticket) program and other incentives to increase access to employment for adults with disabilities who want to work. Since 1999, the Ticket program has helped over one million Social Security disability beneficiaries work for the first time or return to work and find their path to financial independence.

more »
5 Things to Do to Prepare for a Recession
Posted: December 17, 2019

(StatePoint) Experts agree that periods of economic downturn, or recessions, are unavoidable and often follow a period of market growth. However, experts also acknowledge that it is difficult to predict exactly when the next recession will begin.

more »
Monday 12/16/2019
The Surprising Gift on Parents' Holiday Wish List
Updated: January 09, 2020 - 2:50 am

(NewsUSA) - Forget the clothes and electronics. If you really want to please parents on your holiday gift lists, give them some help paying their kids' college costs. 

more »
The Surprising Gift on Parents' Holiday Wish List
Posted: December 16, 2019

(NewsUSA) - Forget the clothes and electronics. If you really want to please parents on your holiday gift lists, give them some help paying their kids' college costs. 

more »
Tips for a Stress-Free Tax Season
Posted: December 16, 2019

(StatePoint) Taxes are an unavoidable fact of life. Unfortunately, they can be somewhat overwhelming, which can cause people to put the task off and miss the deadline. Use these tips for a stress-free tax season:

more »
Friday 12/13/2019
New Poll Shows Parents (and Teachers) Want More from Public Education
Posted: December 13, 2019

(NAPSI)—Americans’ satisfaction with K−12 education reached a 15-year high this year, according to a Gallup poll, but the majority of people still think it’s on the wrong track. The 2019 Schooling in America Survey by EdChoice and Braun Research digs deeper to find out why that might be.

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Holiday Season Jobs For Students
Posted: December 13, 2019

(NAPSI)—If you or someone you care about is among America’s estimated 20 million college students, the holidays could include a particular present for you: a great seasonal job.

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Monday 12/09/2019
Top Five Collision Types in Military States [Infographic]
Updated: February 20, 2020 - 2:49 am

(BPT) - Read on for the top five collision types in 10 states with high military presence, and five safe driving tips to help you avoid these costly accidents.

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7 Tips for Using Credit Cards Safely
Posted: December 09, 2019

(StatePoint) Credit cards are a useful tool for managing personal finances and building credit, but they also expose you to a number of risks -- including identity theft and credit card fraud. Thankfully, experts say there are many simple, proactive steps you can take to help protect yourself when using a credit card. Here are seven tips for guarding your credit.

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Friday 12/06/2019
10 Tips To Pick Your Best Plan In The Last Days Of ACA Open Enrollment
Posted: December 06, 2019

(NAPSI)—If you buy individual or family health insurance on your own, you need to know that the nationwide open enrollment period under the Affordable Care Act is coming to an end on December 15, 2019. This may be your only chance to compare your options and enroll in a new 2020 health insurance plan.

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Transitioning To Work As A Young Adult With Disabilities
Posted: December 06, 2019

(NAPSI)—As young adults prepare to leave school and enter the workforce, Social Security’s Ticket to Work program can help make that a successful transition.

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Wednesday 12/04/2019
5 simple ways to teach kids financial literacy
Updated: February 20, 2020 - 2:49 am

(BPT) - Understanding finances and making smart money decisions is something many people struggle with. In fact, when asked to grade their own financial literacy most people give themselves a “C” or lower, according to new data from Prudential.

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Monday 12/02/2019
8 credit score myths debunked
Updated: February 20, 2020 - 2:49 am

(BPT) - Although they’re widely used and an important part of our lives, most people find credit scores confusing. Often, consumers have a lack of accurate information about how and why credit reports and scores are used by lenders. Credit reports and scores allow banks and creditors to determine their risk in lending money to you, whether for a mortgage, car or other loan. Your credit history shows how likely you are to handle your debt responsibly — and pay it back in a timely manner.

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Tips for the Best Financial You in the New Year
Posted: December 02, 2019

(StatePoint) At the same time that Americans are feeling the financial pinch of the holidays, they’re gearing up for 2020, with their top two goals being to save more and increase their credit scores, according to a national consumer survey by Experian.

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Wednesday 11/27/2019
Four Personalized Gift Ideas for Some of the Hardest People on Your Shopping List
Posted: November 27, 2019

(NAPSI)—If you’re like many people, you’re sometimes stumped by what to give certain special folks on your list: your grandma, your mother-in-law or a cousin you rarely see.

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More Money And Finance
Tuesday 01/14/2020
Middle Market Companies Upgrading Technology to Drive Growth
Posted: January 14, 2020

(StatePoint) Technology and talent are key drivers of future growth, middle market executives say in a new survey.

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Thursday 01/09/2020
6 Reasons to Use Infographics as Part of Your Content Strategy
Updated: January 24, 2020 - 2:41 am

(NewsUSA) - It used to be that Infographics were the "It" tool for marketing - until they weren't. To understand why infographics aren't dead, and should still be a viable campaign strategy for clients, we have to understand the history behind them.

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Thursday 12/26/2019
Myths vs. Facts of Landing a Skilled Trade Job
Posted: December 26, 2019

(StatePoint) With the demand for skilled trade workers growing nationwide, you may be looking to launch your career, change professional paths, or hone current skills in order to advance in your industry.

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Friday 12/20/2019
Get Professionally Fit in 2020 With Expert Online Leadership Training
Updated: January 09, 2020 - 2:49 am

(NewsUSA) - As 2020 approaches, make the new year and new decade the time to turn heads in your profession by boosting your leadership skills.

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Get Professionally Fit in 2020 With Expert Online Leadership Training
Posted: December 20, 2019

(NewsUSA) - As 2020 approaches, make the new year and new decade the time to turn heads in your profession by boosting your leadership skills.

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Thursday 12/19/2019
Resolving to Start a Business? Website Trends to Consider for 2020
Posted: December 19, 2019

(StatePoint) Is your New Year’s resolution the big step of starting a business? One of the first things you’ll need to do is build a website. Today a website is not only your brand, but it also provides the tools you need to operate your business, and is the central point for you to communicate with your customers.

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Wednesday 11/20/2019
The Benefits of Shopping Small This Holiday Season
Updated: December 27, 2019 - 2:30 am

(NewsUSA) - Small Business Saturday casts a national spotlight each year on independently-owned businesses, which includes a wide variety of shopping options, from the mom-and-pop storefronts in your local community to home-based e-commerce businesses. Since its inception in 2010, Small Business Saturday spending has reached an estimated $103 billion, according to American Express.

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The Benefits of Shopping Small This Holiday Season
Updated: January 09, 2020 - 2:49 am

(NewsUSA) - Small Business Saturday casts a national spotlight each year on independently-owned businesses, which includes a wide variety of shopping options, from the mom-and-pop storefronts in your local community to home-based e-commerce businesses. Since its inception in 2010, Small Business Saturday spending has reached an estimated $103 billion, according to American Express.

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The Benefits of Shopping Small This Holiday Season
Updated: January 16, 2020 - 2:49 am

(NewsUSA) - Small Business Saturday casts a national spotlight each year on independently-owned businesses, which includes a wide variety of shopping options, from the mom-and-pop storefronts in your local community to home-based e-commerce businesses. Since its inception in 2010, Small Business Saturday spending has reached an estimated $103 billion, according to American Express.

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Tuesday 10/29/2019
How to Buy A House Without Draining Your Savings
Updated: December 27, 2019 - 2:30 am

(NewsUSA) - Erin, who works at Duke University in Durham, North Carolina, had been toying with the idea of buying her first home. She was 32 years old, and was very aware that the Durham housing market was heating up.

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